Thursday, June 21, 2012

My Life Is On Fire!!!

So... After have an (ex)boyfriend break up with me for the first time, having trouble getting fininished with University this year for the first time, and getting a real "every-day-of-the-week" job (even if its not a full-time) also for the first time. I've finally decided to move out! Yep! Going far away from my mom's house and fortunatly (or unfortunatly, we'll see) finally getting out from under her tiranical and often completly ridiculous financial reign. Here's how this turn of events began: My mom bought a farm. Well, I guess we can say we bought it together, then again I've been living of her for the last 21 years so I suppose I can help a little. The thing is, I know we got the money from selling out our town house, but really I've no idea how she managed it! In fact I've no bloody idea how she managed to live for the past 20 years, while being a single parent, twice divorced, with 4 kids! Financially it seems to me nothing short of a miracle. And oddly enough we all turned out fine so far. Oh! and we most certanly never lacked for anything: Not too much,nor too little. That appear to be my mom's motto. Still, she buys everything she wants, (and most things we want for that matter) and still she manages not to have debt and meet every monthly bill. The truth is, My mom figured out how to save because she had to. And I assume her parents also knew how to save. I grew up with parents (both) who knew how to budget and save but considered finances very private. I really wish, at least she, had been more open to discussing how she managed her money because I feel like while she explained the birds and bees to me, she never covered the financial side at all. I'm pretty sure I would have figured out sex, but the way she budgets and allocates her savings still eludes me. Oh, well! I''l learn on the way, and if I end up eating canned food and boxed cereal for weeks, well, at least I never had problems with my bowels before! Besides there's a first time for everything. I'm prepared, at least emotionally if not mentally: - I've been on Erasmus, I've been apart from my family, easily. (I missed my cat a lot though...) - I want my own space, my own schedules and budgets. And most important of all, I really think I CAN DO IT. I WANT to live by MYSELF, to be independent, to stop being a burden to my parents or to anyone for that matter. When I was very young, all I wanted was to get married and have kids. I had no career aspirations and for that matter I still haven't got many. I want a job, and I've plenty of plans for travelling and for stuff I want to do before I die, like writing a book and learning bellydancing, but still no big "I want to be a ballerina or a doctor" dreams. Some of my childhood dreams still remain unchanged: I want to get married and have kids (on that order if possible) and with time I've realised that this dreams would work for me, that even with my child-mentality I made appropriate life choices for myself. But some things, like the not having a job, being a stay-at-home mom and housewife, well, those are really bad ideas. Not because I couldn't do it, and believe me not everyone can stay at home and be supported financially by their spouse. I probably could live spoonging out of some guy. Probably. And he wouldn't be getting the rough part of the deal either! I'm really a big fan of the 50's housewife thing, and I'm bloody awesome with kids, (that with all the practice and all) also great in bed, love sex and probably always will. Nops, I'm not bragging, just stating facts. I don't have the best personality and Gods know I've got plenty of flaws, but when it comes to love and my dream life, you bet I know what I want and how to go get it. Oddly enough I simply don't want it yet. And when I say yet, what I mean is right now, it will happen, rest assured, but first there's a couple of things I have to work on. First being the independence part, this will be a problem with my future dream-life. I am perfectly aware of this, so I've decided to take a while, to put my needs and wants first in my life, to make all my choices ALONE. For the very first time, without having to justify anything to anyone but myself. A period in time for me, so that when my dream-life happens I'll take some things from this life -alone- and others from my previous life -with my mom and brothers- and be much happier. The job part was also a lot easier to fix than I had anticipated. A part-time job! I can live with under 600 euros per month, easily and still saving. Well perhaps not easily, but with a budget and some self-control (thank the Gods for the Kindle) I should do fine and still manage to save from 50 to 100 euros every month. Money that will go to my travelling/vacation plans! Ok, so let's review my budget! (per month) - 210 euros housing expences (that includes utilities such as light, gas and internet) - 35 euros for transportation (that's my subway pass!) - 100 euros on alimentation (that's around 25 euros per week, a month being around 4 weeks) So the big total is: 345 euros! let's had the extra 5 euros for any excesses and catchim! 350 euros! That's about how much I need every month! Amazingly enough, and I swear I did not plan this! that's exactly how much I make at my D2D selling telecomunications part-time job! That's my 14h-22h job. We only really work from 16h-20h though, that's the time frame in which people open their doors. It's really great fun, always new places and new people, but I guess the best part is the extra money. I get extra 10 euros for each point I make (1 point per sale) and I normally get 3 points everytime (TV, net and phone) so thats 30 euros everytime I make 1 contract! I have to make about 5/6 per month. So that's a grand total of + 180 euros! just for saving! (oh, and if I make more than 5/6 my points start being worth 15 euros each! but lets not be greedy... :P) And to this I had my babysitting money! and that's the money for the extra expenses! I'm realistic, I spend money in often useless thing, such as clothes (I already have more than I'll ever remember to wear), make-up (which I never wear either way) and books (with I can get for free online, bless thy kindle !), plus other stuff such as going out with friends, cinema movies and restaurant/snack-bar foods. So that's the babysitting money right there. If I make more I can spend more, and if I make less well, that's ok too! My budget 101! Crossing my fingers and hoping everything will turn out fine! Wish me luck and happiness 'cause I'm wishing right back at you pall!